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Here are three tips that can help protect you when you go to buy your first home.

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When buying your first home, there are a few things you should remember that will protect you throughout the process:

 

1. Know how much house you afford. You're not just looking at the price of the property, but all the other costs involved, such as HOA dues, taxes, insurance, and utilities.

 

2. Choose your lender wisely. You want to make sure that you’re working with a lender who is going to give you all the information you need prior to moving forward with the purchase of a property. They should also be laying out all the different types of loans and assistance programs that are available to you before you open up escrow on a home.

 

3. Don’t overlook the details. Don’t forget to look real deep into all the fine print of the legal documents. You should look out for three key pieces in your documents—your inspection contingency, your appraisal contingency, and your loan contingency. All of these things are going to protect you when purchasing your property, so make sure you read the fine print.

"Read the fine print so that you’re protected."

 

If you have any other questions about this topic or you’re looking to buy or sell a home, please give me a call. I’d be happy to help!