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Hey everyone, today I am here to answer the question we get all the time, "Can I get a mortgage with debt?"

Now, the answer to this question depends on how much debt you really have. When you go to get pre-approved, the lender will look at your debt-to-income ratio, among other things, and determine if you will be able to make payments on the mortgage. If your debt is higher than your income, you likely won't qualify. 

If you do have some extra, taxable net income on top of your debt, you will more than likely be able to qualify for something, the question is how much. I recommend that you talk to a lender to find out what that amount would be.

If you have any other questions for us, feel free to give us a call or send us an email. We look forward to hearing from you!